As a result of the extended period of socioeconomic uncertainty caused by coronavirus, interest in open banking is growing. Customers want to have greater management and oversight of their finances, and financial institutions see open banking and PSD2 as a way to facilitate that. With greater collaboration and data sharing between traditional banks and fintechs, there’s a lot of opportunity to deliver a more personalized customer experience. The concern around open banking APIs, however, is how much it could compromise data security. “Security is a hot topic, and everybody hears the news reports of fraudsters, hackers and ransomware. These threats…
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