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A crypto savings account delivers huge interest — but at what cost?


Leading crypto banks such as BlockFi and Nexo are attracting a lot of attention. Customers can earn an APY (annual percentage yield) of up to 12%, dwarfing high-street savings accounts, whose interest rates are sub-1%. But before you rush to transfer your hard-earned savings, there’s some important things to be aware of. First, you need to realize what these banks are offering interest on. Apart from Nexo, which pays up to 12% interest on pounds, US dollars, and euros, most crypto banks only allow customers to save in cryptocurrencies such as bitcoinand ethereum, or stablecoins like Tether or USDC which…

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